Farm Loans and Agriculture Financing

Local lending decisions to help grow your farming operation

As your farm grows, you deserve a bank that will grow with you. First National Bank has agricultural lenders who understand the unique nature of your business and your opportunities for success. Contact us today for a farm loan, equipment financing or other financing solution for your operation.

Farm Land Loans

Financing on farm land, outbuildings and more.

You’ve worked hard to build a rewarding legacy and a successful farm operation. Our experienced bankers will help you cultivate it and prepare for what’s ahead.

From houses and bare farm land to grain bins, machine sheds, livestock barns and more, we have the stability and local decision-making authority to fund your agricultural land, farm real estate and construction needs in Southern Wisconsin.

Farm Equipment Financing

Keep your business growing with a tractor loan or equipment financing.

From large-scale harvest equipment and combines, to daily-use tractors, grain carts and trailers, we have the stability and local decision-making authority to fund your farm equipment and tractor loan needs.

Crop Input Financing

Fund crop inputs and other working capital needs.

As your farm operation and acreage grows, requiring larger investments for planting season, you may begin looking for alternatives for paying for your crop inputs. Crop input financing and inventory loans from First National Bank at Darlington can help you better manage your crop cycles with cash flow.

Livestock Financing

Beef up your operation with farm animal loans and financing.

Whether you operate a small family farm or a large sophisticated operation, we have the local decision-making authority and agricultural expertise to help with your farm animal financing needs in Southern Wisconsin.

Specialized Financing and FSA Loans

A farm financing package as unique as your operation.

In the course of evaluating your farm loan needs, your ag banker may identify an available USDA Farm Service Agency farm loan program to help you cultivate your business or start your operation.

As a FSA Preferred Lender, we are proud to offer a full suite of FSA solutions to farmers, ranchers and agriculture operations across Sothern Wisconsin.

Business Loans

Conventional loans for a full spectrum of needs. For start-ups, business capital, commercial real estate, equipment, and more, First National Bank at Darlington is right in there with you.

Our loans are available to businesses in a range of industries with competitive rates and an easy application process. First National Bank at Darlington takes prides in our local decision-making and processing, and our expert lenders are here to guide you with attentive service from start to finish

Business Term Loans

Running a business can be tough. But when it comes to hurdles that inevitably appear, you're not alone. First National Bank at Darlington believes in supporting local businesses with competitive loans to help you succeed. Get the financing to cover expenses, invest in your current facility, and more.

Business Equipment Loans

To offer the best services, you need the best tools. We offer new or used equipment and machinery loans to help you get the gear you need. With competitive rates and flexible terms, you can start building your business while paying affordable monthly payments.

Operating Lines of Credit

Prepare your business for ongoing financial needs with a business line of credit. You only pay interest on what you use. It's a good way to maintain financial flexibility, so your business is ready for anything.

Commercial Real Estate Loans

Whether you're thinking of renovating or expanding, or you're looking to purchase a new building, we can help you finance it. Take advantage of our competitive interest rates and various mortgage options, so you can get the perfect location with a monthly payment you can afford.


Mortgage Loans

First National Bank at Darlington offers a variety of mortgage loan options to suit your needs, purpose and goals. We take pride in offering quick turnaround, flexible terms and competitive interest rates. We listen to your objectives, answer your questions and work closely with you to provide the right solution. You also benefit from First National Bank at Darlington’s focus on local decision-making – your loan decision will be performed by individuals familiar with you and your local market area.

Secondary Market Fixed-Rate (Conventional) Mortgages

A fixed-rate, fixed-term loan option with predictable monthly payments, may be the way for you to go. Can be used for, buying your first home, your next home, second home, investment or vacation home purchase, and refinancing.

Balloon Mortgages

Balloon loans can be attractive to short-term borrowers. A balloon mortgage is a type of loan that does not fully amortize over its term. Since it is not fully amortized, a balloon payment is required at the end of the term to repay the remaining principal balance or refinance the loan.

Home Equity Loan

You’ve put a lot into your home and you can use your equity to make improvements.

The money you receive can be used for many purposes – home improvements, vacations, vehicles, debt consolidation and more. And fixed monthly payments make budgeting simple.

Home Equity Line of Credit

Put your home to work for you!

The money you receive can be used for many purposes – home improvements, vacations, vehicles, debt consolidation and more.

You’ll have access to cash for any reason, any time, simply by writing a check.

New Construction

From groundbreaking to housewarming, First National Bank at Darlington has the home construction lending expertise to help move your project along smoothly. We’ll put together a construction loan package to meet the specific needs of your project.

A construction loan allows you the ability to make interest only payments during the building phase of your home. During this construction phase you will draw funds from the loan to pay contractors for their work.

Guaranteed Rural Housing Loan Program

This program helps us work with low and moderate income families living in rural areas to make homeownership a reality. Providing affordable homeownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.


Auto and Recreational Loans

At First National Bank at Darlington, we can set you up with a competitive interest rate car loan. We offer a variety of term options to keep your payments low and local approval to get you on the road fast.

Personal Loans

Need immediate cash for a vacation, debit consolidation or whatever is the next chapter in your life? A personal loan can help! There are as many reasons for getting a loan as there are people. That's why we design each personal loan with you in mind. Let us sit down with you and make sure you get what you need while keeping your payments low.

Credit Card

You never have to be strapped for cash again. With a Credit Card from First National Bank at Darlington, you can always buy the things you need ... when you need them.

Here's Why We're Better

Many have chosen the First National Bank at Darlington Mortgage Team for the following reasons:

  • Our customers come first: Our #1 source of business is repeat customers and referrals
  • Ease of Application: In person, via fax, and via telephone — we make it easy for you
  • A wide verity of loan programs, we have the program to get you financed
  • Experienced staff: 150 years of combined experience, close to 100 years with First National Bank at Darlington — we love it here
  • Competitive rates
  • Fast approvals: Local decision-making and processing
  • Great relationships: Working well with realtors, homebuilders, financial planners and many others is critical to the smooth flow of business

Equal Housing Lender
Member FDIC
First National Bank at Darlington NMLS # 770514


Contact us for help with your questions