Regular lobby service hours have resumed at both locations.  Please visit our COVID-19 page for more information [click here].

We Have Our Roots Where Other Banks Have Their BranchesAmy Smith, President

First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services available. As a locally owned and operated bank, with convenient locations in Darlington and Gratiot, our commitment to our customers is second to none. We are proud of our achievements with consumers, small business owners, and farmers. The best testament of our bank is the continued success of our customers.

Whether it's deposit services, loan services, or online banking First National Bank has a full array of options for you. We understand your needs because we live and work right here beside you. We invite you to stop in and experience hometown, independent banking at its finest.

Thank you for visiting our website and we hope you find the new format easy and comfortable. We are always looking for ways to improve and welcome any suggestions or comments that you might have.

Amy Smith

Pandemic Resources for Our Customers  

SBA Logo

SBA Disaster Assistance in Response to the Coronavirus*

COVID-19 Economic Injury Disaster Loan Application*

 *These links will take you to the US Small Business Administration website.


Your Money is Safe and Sound in a Bank: Here’s Why.
(courtesy of the American Bankers Association)

At times of uncertainty, one thing you can always count on is the safety of your money at a bank.
• When you deposit your money at a bank, you get the comfort of knowing that your funds are secure and insured by the government.
• You don’t have the same level of protection when your money is outside the banking system.
• Uncertain times are exactly when you want the certainty and dependability of a bank

Banks have plans in place to handle a range of emergencies so our customers’ funds remain protected and accessible.
• Every bank in the country is required by law to have disaster recovery and business continuity plans in place with multiple backup systems.
• The bank's regulator regularly examines the bank to make sure we have detailed, tested disaster recovery procedures and business resumption plans.
• The safest place for your money is in the bank. It’s FDIC-insured and accessible, thanks to bank technology that allows you to pay bills, make deposits and send payments from anywhere, anytime.
Banks have a proven record of effective emergency preparedness and disaster recovery.

• Throughout history, U.S. banks have been prepared for and responded to recessions, natural disasters—including pandemics—and other business disruptions.
• When faced with natural disasters and unexpected events, banks have a proven record of operating smoothly, protecting consumers’ deposits and providing continued access to their funds.
• Lessons learned from previous health threats—including the avian flu, SARS and Ebola,—have strengthened the banking industry’s ability to prepare for and minimize disruption due to a pandemic.


Mobile Deposit Now Available!!  Ask our staff for details or download the mobile app to start using today!!