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First National Bank
at Darlington 
"Your Hometown Independent Bank!"
2006 - Celebrating Over 70 Years as Your Community Bank


 

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Checking Accounts

We have an account for every lifestyle. Looking for a free checking account?  Is your priority value and convenience?  Or are you looking for a premier checking account package? Whatever you need, we can show you the right solution.  The following are your Checking Account Choices, their Features, Interest and Fees, if any.

   STANDARD ACCOUNTS

BASIC CHECKING

WINNER CLUB ACCOUNT

  • Minimum to open $50.00

  • $. 10 charge per check

  • $ .50 charge per ACH debit

  • $. 10 fee waived for students & senior citizens  

  • Minimum to open $ 100.00

  • No monthly fees if $100.00 daily balance is maintained
          otherwise, $9.00 monthly minimum balance fee

  • Unlimited check writing

  • First order of checks free

  • Accidental Death Insurance --$5,000 

  • Member magazine

   INTEREST BEARING CHECKING

WINNER PLUS ACCOUNT

  • Minimum to open $50.00

  • Monthly maintenance fee -- $7.00

  • Earns interest if minimum daily balance of $500.00 is maintained

  • Free Travelers Checks

  • Free Money Orders

  • Free Cashier's Checks

  • Accidental Death Insurance -- $ 10,000

  • Free Winner Plus checks

  • Member magazine

NOW ACCOUNT

  • Minimum to open $250.00

  • No monthly fees if $250.00 daily balance is maintained:
    Otherwise:

    • $5.00 monthly minimum balance fee

    • $.20 charge per check

    • $.50 charge per ACH debit.

SUPER NOW ACCOUNT

  • Minimum to open $2,500.00

  • No monthly fees if $2,500 daily balance is maintained
    Otherwise:

    • $5.00 monthly minimum balance fee

    • $.20 charge per check

    • $.5O charge per ACH debit

MONEY MARKET

  • Minimum to open $2,500.00 

  • Allowed 6 preauthorized or telephone withdrawals per month (no more than three may be by check, draft, debit card, etc.)

  • $1.00 for each debit over 6/month 

  • Earn the Super Now rate if balance falls below $2,500.00

PLATINUM MONEY MARKET

  • Minimum to open $10,000.00

  • Rules are the same as money market

  • Lower interest rate will apply if balance drops below $10,000.00

  • Interest rate may change at any time

 

 


To help the government fight the funding of terrorism and money laundering activities, Federal Law 
requires all financial institutions to obtain, verify, and record information that identifies each person 
who opens an account.  Therefore, when you open an account, we will ask for your name,  address, date of  birth, and other information that will allow us to identify you.  We may also ask to see your driver's  license or other identifying documents.

FACTS

you should know about information required by Federal Law.

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